• (740) 634-2331 (Bainbridge)
  • (740) 773-7625 (Chillicothe)
  • Facebook

Personal Checking

Banking built for real life.
  • Our best personal checking account with access to the most features and services
  • $3.95 Flat monthly fee ($7.95 with printed statements)
  • No minimum balance required
  • Two WAIVED Overdraft Fees annually!
  • ID Theft Protection and Resolution coverage included#
  • Mobile Insurance included! (covers smartphones, tablets and other mobile devices)#
  • Credit monitoring included!#
  • One free check order annually!
  • Free Card Valet app with access to monitor and control debit card transactions
  • Free Internet banking and bill pay access
  • Free mobile banking access
  • Free mobile check deposit service
  • Electronic statements included (Seniors 62 and older may elect to receive monthly paper statements at no charge)
  • Customer Friendly Overdraft fee
  • Account overdrawn amount* Fee per item
    $0-5.00 $0
    $5.01-10.00 $5.00
    $10.01-20.00 $10.00
    $20.01-40.00 $20.00
    $40.01+ $35.00
  • See full account disclosures for full fee schedules and other terms and conditions
  • Our mid-level personal checking account
  • $1.95 Flat monthly fee ($5.95 with printed statements)
  • No minimum balance required
  • Free Card Valet app with access to monitor and control debit card transactions
  • Free Internet banking and bill pay access
  • Free mobile banking access
  • Free mobile check deposit service
  • Electronic statements included
  • Free electronic statements (Seniors 62 and older may elect to receive monthly paper statements at no charge)
  • Customer Friendly Overdraft fees
  • Account overdrawn amount* Fee per item
    $0-5.00 $0
    $5.01-10.00 $5.00
    $10.01-20.00 $10.00
    $20.01-40.00 $20.00
    $40.01+ $35.00
  • See full account disclosures for full fee schedules and other terms and conditions
  • Our most basic personal account
  • $0 Flat monthly fee ($4.00 with printed statements)
  • No minimum balance required
  • Electronic withdrawals only – debit card, automatic withdrawals, internet banking, etc. (no check writing permitted)
  • ZERO Overdraft or Insufficient Funds fees! (no overdrafts permitted)
  • Free Card Valet app with access to monitor and control debit card transactions
  • Free Internet banking and bill pay access
  • Free mobile banking access
  • Free mobile check deposit service
  • Electronic statements included
  • See full account disclosures for full fee schedules and other terms and conditions

*Calculation of the overdraft fee is based on the balance of the account after the overdraft item is deducted from the balance and IS NOT based on the dollar amount of the overdraft item. Please ask a Rockhold Bank employee and we’ll be happy to explain in greater detail.

#ID Theft Protection & Resolution, Mobile Insurance and Credit monitoring included for primary accountholder only. Upgrade to Family Plan is available.

Online Banking
Rockhold Select Checking

Our best personal checking account with access to the most features and services

Would you like a checking account with cell phone insurance, identity theft protection & resolution, and credit monitoring? If that is something you would be interested in, then you're looking for a Rockhold Bank Select checking account.

Learn More

Rockhold Defender Checking

Rockhold Bank is proud of our community defenders.

The Rockhold Defender personal checking account was designed specifically and exclusively for Military, Veterans, Law Enforcement and Fire/EMS Personnel. It’s our best account, with a lineup of great benefits and no monthly service charge (with E-statements and a qualifying direct deposit).

Learn More

Community Builders Program

The Community Builders Program is designed to allow Rockhold Bank to partner with local charities and their supporters to promote charitable outreach in our communities. Through this Program, Rockhold Bank will make discretionary contributions to eligible charities based on the quarterly average deposit account balances held in the charities’ supporters’ accounts. This Program also offers interest-bearing checking and savings accounts exclusively for charities.

Learn More