SBA Loans

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What is an SBA loan?

The United States Small Business Administration (SBA) offers government-guaranteed loan programs designed to help give small businesses, which may not otherwise qualify for credit, access to necessary capital. Additionally SBA loans provide borrowers with greater loan term flexibility and provide an avenue for borrowers to qualify on a less stringent basis. Lastly, the SBA allows higher loan-to-value ratios and the possibility for borrowers to acquire up to 100% of their financing needs (qualifications apply). These SBA benefits are extremely advantageous for those seeking capital for startups or for those with rapidly growing businesses.

What can I use an SBA loan for?

  • Purchase of Fixed Assets
  • Inventory
  • Working Capital
  • Debt Refinance
  • Business Acquisitions
  • Real Estate
  • Long Term Equipment

Who are SBA loans for?

  • Owner-operated
  • For Profit
  • Sole Proprietorship
  • Corporation
  • Farmers or Ranchers
  • Those within the size guidelines designated by the SBA
  • Those unable to secure other credit under reasonable terms

What do SBA loans offer me?

  • Longer terms with lower payments
  • No calls or balloons
  • Lack of collateral is not an issue
  • Start-ups and Franchises are welcomed and encouraged

To learn more about how we can help assist you with an SBA loan, please contact:

Rick Givens, Chief Lending Officer/ Sr. VP

740-634-2331 ext 117

Online Banking
CD Interest Rates
Term Interest
Percentage Yield
60 Month 2.80% 2.80%
48 Month 2.70% 2.70%
36 Month 2.60% 2.60%
24 Month 1.50% 1.50%
12 Month 0.25% 0.25%

For a complete listing of CD interest rates, click here.
Substantial penalties apply for early withdrawal. Fees may reduce earnings.

Auto Interest Rates

Low auto loan interest rates and as little as


money down for qualifying borrowers!

Call 740-634-2331 menu option 4 for more information.

Home Interest Rates

Home loan interest rates may change daily. Rockhold Bank is very competitive with its Home loan interest rates. Please call 740-634-2331 extension 127 (Tonya) for our current offerings.

Click here for more information on the types of Home Loans that Rockhold offers.